Is Billroo Safe? 🔒

We know security is one of the first things people think about when connecting their bank accounts to a budgeting app. The good news? Billroo is built with security and privacy at its core.

Billroo uses Open Banking, which is part of Australia’s Consumer Data Right (CDR) framework. This means:

• You never share your bank login or password with Billroo.

• Your bank gives Billroo read-only access to your transactions through secure APIs.

• You can disconnect access anytime from within your account.

We partner with Fiskil, an accredited Open Banking provider. Fiskil complies with strict CDR laws, which are some of the toughest privacy and data protection standards in Australia.

You can read Fiskil’s full Consumer Data Right Policy here.

• Encryption: All data is encrypted both in transit and at rest.

• Read-only access: Billroo can only read your transaction data — we can’t move money or make changes to your bank accounts.

• No selling of data: Your data is only ever used to provide you with insights inside Billroo. It’s never shared or sold to third parties without your permission.

• Control in your hands: You can revoke Billroo’s access to your bank at any time.

If you’d like to learn more about security at Billroo, visit our Security page or reach out to us at support@billroo.com.

👉 The bottom line: Yes, Billroo is safe. With Open Banking and strict CDR laws, your data stays secure, your money stays in your bank, and you stay in control.